Merchant Capture And Why Your Small Business Needs It

If you’re a small business owner who wants to save time (and gas money!) all while reducing the threat of fraud and theft, consider Merchant Capture.

Merchant Capture utilizes a check scanner that connects to your computer and the Internet. With this service, you can scan checks and issue deposits electronically to Persons Banking Company.

Keep reading to learn the benefits of merchant capture at Persons Banking Company, what you’ll need to get started, and how to enroll.

Why your small business needs merchant capture

Benefits of Merchant Capture

There are many advantages to electronically depositing your checks, which makes your funds available faster and allows you to make deposits with Persons Banking Company any time – day or night. 

It’s like having a 24-hour teller right in your office!

You’ll also save time by not having to prepare physical deposits or deliver checks, and you’ll save gas by making fewer trips to the bank.

Better yet, you’ll have the ability to consolidate deposits from multiple locations into one financial institution. 

Lastly, this service is secure. With state-of-the-art encryption, electronically depositing your checks is even more secure than mailing them, which reduces the chance of fraud or theft.

About Check Scanners

In order to deposit your checks electronically, you’ll need an approved check scanner, and only one scanner can be connected per computer.

The system will automatically detect many common check scanners, but you might be prompted to install a driver. 

Keep in mind the documentation included with your scanner will provide complete set-up instructions. 

Logging In & Enhanced Security

Persons Banking Company utilizes enhanced security protocols to ensure each transaction is safe and secure.

To log in, follow these simple steps.

  1. Enter your Access ID and continue.
  2. Press the button on your token to generate a one-time password and enter this number into the password field. 
  3. After the one-time password is entered, enter your 4-digit PIN number to complete the password and login.
  4. Press the button on your token. The 4-digit number displayed by the token must match the site authentication value displayed on the screen. If they match, continue.
  5. Now, from the menu, select the option to deposit checks. 

For exact instructions on how to deposit checks electronically, including how to scan checks; submit deposits; find specific deposits or reports; and correct errors; watch the Merchant Capture video in our Education Center.

Related: Multilayer Security at Persons Banking Company

Enroll Today

Electronic deposit is simple, fast, and efficient, so find out just how easy it is by calling our Customer Service Center at (877) 753-9224 during our regular business hours:

  • Monday – Thursday from 8:00am to 5:30 pm
  • Friday from 8:00am to 6:00 pm
  • Saturday from 8:30am to 12:30 pm

Summing Up Merchant Capture

  • Merchant Capture utilizes a check scanner that connects to your computer and the Internet. With this service, you can scan checks and issue deposits electronically to Persons Banking Company.
  • There are many advantages to electronically depositing your checks via, which makes your funds available faster and allows you to make deposits with Persons Banking Company any time – day or night.
  • Merchant Capture is secure: Persons Banking Company utilizes enhanced security protocols to ensure each transaction is safe.

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