Email Phishing and Identity Theft: What You Should Know

Did you know that more than 8 million U.S. citizens will be victims of identity theft this year? Or that email phishing is a key tool criminals use to steal identities?

We care about your financial safety and security, which is why, over the next few months, we’ll share information about the most common forms of identity theft and ways you can prevent it.

You’ll learn about phishing, pharming, spyware, dumpster diving, and more.

And while these terms may sound unfamiliar, they’re the techniques thieves use to put your identity – and your financial well-being – at risk. 

We’ll give you the facts about identity theft, what to watch for, and how to avoid being a victim.

Today, you’ll learn ways criminals use e-mail to carry out identity theft, so keep reading to learn more.

More than 8 million people will be victims of identity theft this year. Keep reading to learn about email phishing and how to avoid being a victim.

How Email Phishing Works

Emails disguised as an official notice claiming to represent your financial institution, a credit card company, or another source are often fraudulent.

This is called phishing, and that’s just what these sophisticated scammers are doing – fishing for your personal information. 

Persons Banking Company will never ask for your banking information, pin codes or passwords, or confidential information via email.

How to Spot Email Phishing Scams

The best defense against phishing is to learn how these scams work. 

Any email that requests personal information or to verify an account is usually a scam – even if it looks authentic.

These messages often threaten a dire consequence if you do not respond immediately. (The scammers will often threaten to close your account, for example.)

The fraudulent email might also instruct you to click a link or call a phone number to update your account.

These are clear signs that someone is phishing for your information, so follow these simple steps to protect yourself.

  1. Never respond to any email that asks for confidential information, even if it appears urgent.
  2. Never click on a link from a suspicious email.
  3. Do not call any phone numbers provided in a suspicious email. 
  4. Always use anti-virus and anti-spyware software on your computer and keep them up to date. 

Remember: email is not a secure form of communication. Feel free to use it, but not to send or receive confidential information.
 
If you receive a suspicious email that appears to be from Persons Banking Company, call us immediately at (877) 753-9224.

Related: Multilayer Security at Persons Banking Company

To Sum It Up

  • More than 8 million people will be victims of identity theft this year. 
  • Emails disguised as an official notice that claim to represent your financial institution, a credit card company, or another source are often fraudulent.
  • Never respond to any email that asks for confidential information, even if it appears urgent, and never click on a link from a suspicious email.
  • Persons Banking Company will never ask you for confidential information via email, so if you receive a suspicious email that appears to be from us, give us a call at
    (877) 753-9224.

We hope you found this blog post helpful; check back soon for more information about common forms of identity theft and how to avoid becoming a victim.

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